Answers · UK 2025/26
How much is the State Pension UK 2025/26?
The full new State Pension for 2025/26 is £221.20 per week (£11,502.40 per year), up 4.1% under the triple lock. To receive the full amount you need 35 qualifying National Insurance years. The maximum basic (old) State Pension is £169.50/week for those who reached pension age before April 2016.
Full answer
New State Pension (reached state pension age on or after 6 April 2016): full amount £221.20/week = £11,502.40/year. Minimum qualifying years for any pension: 10; full pension: 35 NI years. Triple lock guarantee: the pension rises each April by the highest of: earnings growth, CPI inflation or 2.5%. For 2025/26 the rise was 4.1% (earnings). Old Basic State Pension (reached pension age before 6 April 2016): full amount £169.50/week. State Pension age: currently 66 for men and women; rising to 67 between 2026 and 2028. You can defer State Pension to increase it: deferring by nine weeks adds 1% (about 5.8% per year). The State Pension is taxable income but PAYE is not deducted at source — if it exceeds your Personal Allowance when combined with other income, HMRC adjusts your other income tax code. Check your NI record and State Pension forecast at gov.uk.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.