Answers · UK 2025/26

What is the take-home pay for an NHS Band 6 physiotherapist in the UK?

An NHS Band 6 physiotherapist typically earns in the range of roughly £37,000 to £45,000 on the Agenda for Change pay scale. On a starting salary of £37,000 in 2026/27, take-home pay after Income Tax (£4,886) and National Insurance (£1,954.40) is £30,159.60 a year, or about £2,513.30 a month, before NHS Pension Scheme contributions.

Last updated: 3 July 2026Last reviewed: 3 July 2026How we verify

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NHS Band 6 physiotherapists, typically senior or specialist physiotherapists with several years of post-registration experience, sit on the same Agenda for Change Band 6 pay range as many other allied health professionals, spanning roughly £37,000 to £45,000 depending on incremental pay point. On a starting Band 6 salary of £37,000 for 2026/27, the tax-free Personal Allowance covers the first £12,570, and the remaining £24,430 is taxed at the 20% basic rate, giving £4,886 Income Tax. National Insurance is 8% of the same £24,430, giving £1,954.40. Total deductions of £6,840.40 leave take-home pay of £30,159.60 a year, around £2,513.30 a month, before the NHS Pension Scheme contribution, which is compulsory for most NHS staff and deducted before tax relief is applied, typically at a tiered rate between roughly 5% and 12% of pensionable pay depending on salary. Because pension contributions are deducted through salary sacrifice or net pay arrangements in most NHS schemes, they reduce the taxable income used to calculate Income Tax, meaning the actual reduction in take-home pay is somewhat less than the headline contribution percentage would suggest. Band 6 physiotherapists working extra unsocial hours or overtime shifts receive enhancements taxed at the same marginal rate as their basic salary.