Answers · UK 2025/26
What is a UK firefighter's salary and take-home pay?
A qualified UK firefighter typically earns around £37,000 a year on the standard development or competent firefighter pay point. On £37,000 in 2026/27, take-home pay after Income Tax (£4,886) and National Insurance (£1,954.40) is £30,159.60 a year, or about £2,513.30 a month -- before pension contributions to the Firefighters' Pension Scheme are deducted.
Full answer
Firefighter pay in the UK is set nationally through negotiations between fire and rescue services and the Fire Brigades Union, with local variations for London weighting and specialist roles. A competent, fully-qualified firefighter typically earns in the region of £37,000 a year, with trainee and development pay points starting lower and rising as competencies are achieved, and higher pay for crew managers, watch managers and other promoted roles. On a £37,000 salary in 2026/27: taxable income after the £12,570 Personal Allowance is £24,430, taxed entirely at the 20% basic rate, giving £4,886 Income Tax. National Insurance is 8% of £24,430 = £1,954.40. Combined deductions of £6,840.40 leave £30,159.60 take-home pay a year, around £2,513.30 a month. In addition, most firefighters are enrolled in the Firefighters' Pension Scheme, a valuable defined benefit pension with employee contribution rates typically in the range of 11% to 17% of pensionable pay depending on the scheme and salary band -- this is deducted from gross pay before tax, so it reduces the taxable salary and the Income Tax bill shown above, while also reducing take-home cash pay. Use the Take-Home Pay calculator with your actual pension contribution rate for a precise net figure.
Try the calculator
More answers
This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.