Answers · UK 2025/26
What is the take-home pay for a UK police officer?
UK police constable: £30,672 starting in England/Wales 2025/26, rising to £49,887 at top of scale (7 years). Net take-home ~£24,200 starting, ~£37,400 at top. Add London weighting £6,000+ in Met. Officers pay 14.25%-16.7% pension contributions to the Police Pension Scheme.
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UK police constable salary 2025/26 (England and Wales). Starting (Pay Point 0): £30,672. Pay Point 1: £33,348. Pay Point 4: £40,278. Pay Point 7 (top): £49,887. Sergeant: £51,237-£54,066. Inspector: £61,290-£65,955. Chief Inspector and above: higher. Net take-home for £30,672 constable: IT £3,620, NI £1,448, Police Pension 14.25% (= £4,371) → ~£21,233/year (£1,770/month) excluding pension. Including pension contribution as deferred income: £21,233 + £4,371 pension = £25,604 total value. At £49,887 top of scale: IT ~£7,469, NI ~£2,983, pension 14.25% (~£7,109) → net cash £32,326. London weighting (Met Police): +£2,373-£6,000 depending on borough. London allowance £1,011. Free travel, generous holiday (24-30 days + 8 bank holidays), specialist allowances for firearms / detective grades. Police Pension Scheme 2015 (CARE): 1/55.3 accrual, CPI revaluation, normal pension age 60. Contribution rates: 12.44% (Pay Point 0-1), 13.44% (2-4), 14.25% (5+), 14.94% (Inspector/CI), 15.05% (Superintendent), 16.7% (Chief Officers). Pay rise: 4.75% in 2024/25, 2025/26 deal under review.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.