Answers · UK 2025/26

What is £10 an hour as an annual salary and take-home pay in the UK?

On a standard 37.5-hour week, £10 an hour works out to a £19,500 annual salary. For 2026/27, that gives take-home pay of £17,559.60 a year after £1,386.00 Income Tax and £554.40 National Insurance -- about £1,463.30 a month.

Last updated: 3 July 2026Last reviewed: 3 July 2026How we verify

Full answer

Using a standard full-time working week of 37.5 hours, £10 an hour converts to an annual salary of £10 x 37.5 x 52 = £19,500. On this salary for 2026/27: taxable income after the £12,570 Personal Allowance is £6,930, all within the 20% basic rate band (the higher-rate threshold of £50,270 is not reached), giving £1,386.00 Income Tax. National Insurance is 8% of £6,930 (all within the main rate band), coming to £554.40. Combined deductions of £1,940.40 leave £17,559.60 take-home a year, around £1,463.30 a month or £337.68 a week. Part-time workers on this rate working fewer than 37.5 hours a week would earn proportionately less, so check the pro-rata figure against your actual contracted hours. Contractors and freelancers quoting a day rate can use a similar conversion: a day rate roughly equivalent to this hourly rate (around £75 to £79 a day for a 7.5-hour day) would produce a comparable annual figure before accounting for the different tax treatment that applies to self-employed or umbrella company workers.