Answers · UK 2025/26
How much stamp duty do I pay on a £250,000 property in 2026/27?
For a main residence purchase at £250,000 in 2026/27, stamp duty (SDLT) is £2,500. First-time buyers pay nothing up to £300,000 so would pay £0 on a £250,000 purchase.
Full answer
Stamp Duty Land Tax (SDLT) in England and Northern Ireland is calculated on a tiered basis. For a standard residential purchase at £250,000 in 2026/27: 0% on the first £125,000 equals £0, and 2% on the next £125,000 (from £125,001 to £250,000) equals £2,500. Total SDLT is therefore £2,500. First-time buyers benefit from relief with 0% on the first £300,000, meaning a first-time buyer purchasing at £250,000 pays £0 SDLT. If you already own another property such as a second home or buy-to-let, a 3% surcharge applies on the full purchase price giving a total of £10,000 (standard £2,500 plus 3% of £250,000 equalling £7,500). Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT) with different rate structures. SDLT is due within 14 days of completion.
This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.