Answers · UK 2025/26
How much stamp duty do I pay on a £350,000 house in England?
SDLT on a £350,000 home in England (2026/27) is £5,000 for a main-residence purchase: 0% on the first £250,000, then 5% on £250,001–£350,000 (= £5,000). First-time buyers pay just £2,500 (0% on first £300,000, 5% on £300,001–£350,000).
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UK Stamp Duty Land Tax (SDLT) on a £350,000 home in England, 2026/27. Standard residential buyer (not first-time, not second home): The SDLT nil-rate band is £250,000. 0% on the first £250,000 = £0. 5% on £250,001 to £350,000 = 5% × £100,000 = £5,000. Total SDLT = £5,000. First-time buyer (FTB) relief (property price ≤ £500,000): 0% on the first £300,000 = £0. 5% on £300,001 to £350,000 = 5% × £50,000 = £2,500. Total SDLT for FTB = £2,500. Second home or buy-to-let: add 5% surcharge (raised from 3% on 31 October 2024) on the entire purchase price. Standard bands + surcharge: (0% + 5%) on first £250,000 = £12,500. (5% + 5%) on £250,001–£350,000 = £10,000. Total SDLT for additional property = £22,500. Payment: due within 14 days of completion. Report via SDLT return to HMRC. Scotland uses LBTT and Wales uses LTT — both with different rates and thresholds.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.