Answers · UK 2025/26
How much Stamp Duty do I pay on a £600,000 property?
On a £600,000 property in England (2026/27): standard buyers pay £22,500 (0% on £250k, 5% on £350k). First-time buyers pay £8,750 (0% on £425k, 5% on £175k — the property is under the £625k relief cap). Second-home buyers pay £52,500 (standard SDLT plus 5% surcharge).
Full answer
Full Stamp Duty Land Tax (SDLT) breakdown for a **£600,000** residential property in England in 2026/27. **Standard buyer (main residence):** | Band | Amount in band | Rate | Tax | |---|---|---|---| | Up to £250,000 | £250,000 | 0% | £0 | | £250,001 – £925,000 | £350,000 | 5% | £17,500 | | **Total** | | | **£17,500** | Wait — for a standard buyer the 2% band (£125k–£250k) applies under the **old** nil-rate band. Since the nil-rate band reverted to £125,000 from 1 April 2025: **Revised standard buyer calculation (post-April 2025 thresholds):** | Band | Amount | Rate | Tax | |---|---|---|---| | Up to £125,000 | £125,000 | 0% | £0 | | £125,001 – £250,000 | £125,000 | 2% | £2,500 | | £250,001 – £925,000 | £350,000 | 5% | £17,500 | | **Total** | | | **£20,000** | **First-time buyer (property is under £625k cap):** | Band | Amount | FTB rate | Tax | |---|---|---|---| | Up to £425,000 | £425,000 | 0% | £0 | | £425,001 – £625,000 | £175,000 | 5% | £8,750 | | **Total** | | | **£8,750** | **Second home / buy-to-let buyer (+5% surcharge):** | Component | Tax | |---|---| | Standard SDLT | £20,000 | | 5% surcharge on £600,000 | £30,000 | | **Total** | **£50,000** | **Non-resident surcharge (+2%):** Adds £12,000 on top of whichever rate applies. **Scotland (LBTT):** Standard buyer at £600,000 = £29,350. ADS second home = £77,350.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.