Answers · UK 2025/26
How much Stamp Duty do I pay on a £900,000 property?
On a £900,000 property in England or Northern Ireland for 2026/27, standard Stamp Duty Land Tax is £35,000 (0% up to £125,000, 2% on £125,000-£250,000, 5% on £250,000-£900,000). No first-time buyer relief applies above £500,000.
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Stamp Duty Land Tax (SDLT) for a £900,000 residential property purchase in England or Northern Ireland in 2026/27 is calculated in slices: 0% on the first £125,000, 2% on £125,000 to £250,000 (£2,500), and 5% on £250,000 to £900,000 (£32,500), giving a total standard SDLT bill of £35,000. This is just below the £925,000 threshold where the rate steps up to 10%, so buyers close to this price point sometimes negotiate slightly to stay under £925,000 and avoid the higher band applying to any of the purchase. First-time buyer relief does not apply above £500,000, so this bill is the same regardless of first-time buyer status. If this is an additional property -- a second home or buy-to-let -- a 5% surcharge applies to the entire purchase price, adding £45,000 on top of the standard £35,000, for a combined total of £80,000. Non-UK residents pay a further 2% surcharge on top of whatever rate otherwise applies. Scotland's LBTT and Wales's LTT use entirely different bands at this price level. Use the Stamp Duty calculator to check your exact liability including any reliefs or surcharges.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.