How much State Pension will I get in 2026?

Full answer

The full new State Pension for 2026/27 is £241.30 per week, equivalent to roughly £965.20 every four weeks or about £12,548 a year. The exact amount you receive depends on your National Insurance record. To qualify for any new State Pension you need at least 10 qualifying years, and you generally need around 35 qualifying years to receive the full amount, though the figure can be higher or lower depending on whether you were ever contracted out of the additional State Pension. Worked example: someone with 30 qualifying years and no contracting-out deductions would get roughly 30/35 of the full amount — about £206.83 a week, or £10,755 a year. Because the full new State Pension (£12,548) is just below the £12,570 Personal Allowance, it is not normally taxed on its own, but any other income such as a workplace pension is added on top and may be taxable. The State Pension rises each April under the triple lock, increasing by the highest of inflation, average earnings growth or 2.5%. You can check your forecast and qualifying years at gov.uk/check-state-pension, and you may be able to pay voluntary Class 3 contributions to fill gaps. The rules and amounts are identical across the UK, including Scotland. Use the Pension calculator to combine your State Pension with workplace and personal pensions.

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More answers

• How much is the State Pension in 2026/27?
• How many qualifying years do I need for the full State Pension?