Answers · UK 2025/26

How much tax do I pay on £11,000 in the UK?

On a £11,000 salary in the UK for 2026/27, you pay no Income Tax and no National Insurance, because the whole amount falls within the £12,570 tax-free Personal Allowance and below the £12,570 National Insurance Primary Threshold. Take-home pay is the full £11,000, or £917 a month.

Last updated: 3 July 2026Last reviewed: 3 July 2026How we verify

Full answer

A £11,000 annual salary in 2026/27 sits entirely within the standard £12,570 Personal Allowance, so none of it is subject to Income Tax. National Insurance for employees only becomes payable once earnings exceed the Primary Threshold of £12,570 a year (equivalent to about £242 a week) -- since £11,000 is below that threshold too, no employee National Insurance is deducted either. As a result, take-home pay equals gross pay in full: £11,000 a year, or £917 a month, £212 a week. This is a common situation for part-time workers, those with more than one small part-time job, or anyone working reduced hours. It is worth noting that although no employee National Insurance is paid, National Insurance credits (and, separately, qualifying years for the State Pension) can still be protected in some circumstances even at low or no earnings, for example through Child Benefit claims or Carer's Credit -- someone earning consistently below the Lower Earnings Limit should check whether they need to fill gaps in their National Insurance record voluntarily to protect their future State Pension entitlement. Anyone with a second job or other taxable income (such as rental income or dividends) would need to check how their combined income across all sources is taxed, since the £12,570 Personal Allowance is given once across all your income, not once per job.