Answers · UK 2025/26
How much tax do I pay on £15,000 in the UK?
On a £15,000 salary for 2026/27 (England/Wales/NI) you pay £486 Income Tax and £194.40 National Insurance, leaving £14,319.60 take-home (£1,193.30/month). In Scotland the figure is slightly higher at £14,343.90 net because the 19% Starter rate applies to part of the income instead of 20%.
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On a £15,000 annual salary for 2026/27, the first £12,570 is tax-free under the Personal Allowance, leaving £2,430 taxable at the 20% basic rate, giving £486 Income Tax. National Insurance is 8% of the £2,430 above the £12,570 Primary Threshold, coming to £194.40. Combined deductions of £680.40 leave £14,319.60 take-home a year, around £1,193.30 a month or £275.38 a week. In Scotland, the same £2,430 of taxable income falls entirely within the 19% Starter rate band (which covers the first £3,967 of taxable income), giving Scottish Income Tax of £461.70 -- about £24.30 less than the rest of the UK -- and National Insurance is unchanged, so Scottish take-home is £14,343.90 a year, or £1,195.33 a month. £15,000 a year is a common benchmark for part-time work, early-career roles or someone working under full-time hours on the National Living Wage: at £12.71 an hour it represents roughly 22.7 hours a week across a 52-week year. Because this salary is well within the basic-rate band in both systems, any pay rise up to £50,270 (or the Scottish Higher rate threshold of £43,662 gross) continues to be taxed at the same marginal rate. Use the Take-Home Pay calculator to check the exact effect of extra hours or a pay rise.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.