Answers · UK 2025/26
How do I check my UK State Pension forecast?
Sign in to your Personal Tax Account at gov.uk/check-state-pension. You'll see your forecast amount, your State Pension Age, your qualifying years and any gaps you could fill. Available to anyone over 16 with a National Insurance number.
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The UK State Pension forecast is the official prediction of how much State Pension you'll receive. Three ways to check: (1) Online — fastest. Sign in at gov.uk/check-state-pension using Government Gateway. You need a National Insurance number and one of: passport, P60, recent payslip, or Self Assessment details. The forecast shows current entitlement (based on years contributed so far), forecast at State Pension Age assuming continued work, your State Pension Age, qualifying years to date, and gaps that can be filled with voluntary contributions. (2) BR19 form by post — takes 10 working days. (3) Phone Future Pension Centre on 0800 731 0175 — best for complex queries (deferred pensions, divorces, overseas issues). Reviewing your forecast in your 40s gives time to fill gaps; in your 50s, you may want to top up voluntary NI before nearing State Pension Age. The full new State Pension 2025/26 is £230.25/week, requiring 35 qualifying years.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.