Answers · UK 2025/26

What is the take-home pay for a police inspector in the UK?

A police inspector in England and Wales is paid on a national scale worth roughly £64,000 a year at a representative mid-point. For 2026/27, that gives take-home pay of £47,677.40 after £13,032 Income Tax and £3,290.60 National Insurance -- about £3,973.12 a month -- before Police Pension Scheme contributions.

Last updated: 3 July 2026Last reviewed: 3 July 2026How we verify

Full answer

Police inspectors sit above sergeants in rank, with the national pay scale for inspectors spanning roughly from the high-£50,000s to the mid-£60,000s -- exact figures vary by pay award year, force and any London weighting. Taking a representative salary of £64,000 for 2026/27: taxable income after the £12,570 Personal Allowance is £51,430, with £37,700 taxed at 20% (£7,540) and the remaining £13,730 taxed at 40% higher rate (£5,492), giving total Income Tax of £13,032. National Insurance is 8% of £37,700 (£3,016) plus 2% on the £13,730 above the Upper Earnings Limit (£274.60), giving £3,290.60. Combined deductions of £16,322.60 leave £47,677.40 take-home pay a year, around £3,973.12 a month. At inspector rank, base salary alone typically pushes officers into the 40% higher rate band, so many inspectors review whether increasing Police Pension Scheme additional voluntary contributions or a personal pension makes sense to manage the higher marginal tax rate on the top slice of income.