Answers · UK 2025/26
Stamp duty on £600,000 UK?
On a £600,000 main home in England or NI from 1 April 2025, SDLT is £20,000 (£2,500 + £20,000 − £2,500 = £20,000 across the bands). First-time buyers no longer qualify for relief because the price is over £500,000. A second-home buyer pays £50,000 with the 5% surcharge.
Full answer
For a £600,000 main residence under the April 2025 bands: 0% × £125,000 = £0; 2% × £125,000 = £2,500; 5% × £350,000 (£250,001 to £600,000) = £17,500. Total £20,000. First-time-buyer relief withdraws entirely above £500,000, so even a FTB pays the full £20,000. Additional dwellings supplement: 5% × £600,000 = £30,000 on top, total £50,000 for a second home or buy-to-let. Non-UK residents pay a further 2% surcharge (so £62,000 total for a non-resident second home). Mixed-use property uses commercial bands (capped at 5%) and may produce a much lower bill but requires genuine non-residential element. Multiple Dwellings Relief was abolished from 1 June 2024. Scotland LBTT on £600,000 = £39,350; Wales LTT main residential = £21,200. Our Stamp Duty calculator switches between jurisdictions automatically.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.