Answers · UK 2025/26
What is the take-home pay for a teacher in the UK 2025/26?
A newly qualified teacher in England 2025/26 starts at £31,650 outside London — net take-home roughly £23,800/year (£1,983/month) after Income Tax, NI and 9.6% Teachers' Pension contributions. Inner London starting salary is £38,766.
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Teachers in England follow the School Teachers' Pay and Conditions Document (STPCD) main pay range for 2025/26 (subject to confirmation): M1 £31,650 outside London, £33,075 fringe area, £36,413 outer London, £38,766 inner London. M6 (top of main range) — £43,607 outside, £44,919 fringe, £47,839 outer London, £49,084 inner London. Upper Pay Range (post-threshold) — UPS3 £51,184 outside. Take-home for M1 (£31,650) outside London: Income Tax ~£3,816, NI ~£1,526, Teachers' Pension 9.6% = £3,038 — net around £23,270/year or £1,939/month. M6 (£43,607): tax ~£6,207, NI ~£2,483, pension 10.4% = £4,535 — net £30,382/year. Teachers' Pension Scheme is generous defined-benefit CARE, 1/57th accrual, indexed CPI+1.6%. London salaries also have higher cost of living to consider.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.