Answers · UK 2025/26
What is a P60 and when do I get one?
A P60 is the end-of-tax-year certificate showing your total pay, Income Tax, NI, student loan and pension for the year. Employers must give it by 31 May after each tax year end (5 April). Keep for at least 4 years — needed for tax refunds, mortgages, Self Assessment.
Full answer
A P60 (End of Year Certificate) summarises your total earnings and deductions during the tax year (6 April to 5 April). Your employer issues it by 31 May after tax year end. Information shown: total pay, Income Tax deducted, employee NI, student loan and pension contributions, your final tax code. Required for: claiming a tax refund, applying for mortgages or rentals as proof of income, Self Assessment if you have other income, Universal Credit applications. Pension recipients get a similar form (P60U). HMRC does NOT replace lost P60s — ask employer for «statement of earnings» letter. If you have multiple jobs, you get one P60 per employer. Keep for at least 4 years (HMRC can audit up to 4 years back, longer for fraud cases).
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.