Answers · UK 2025/26
What is the Personal Allowance for 2026/27?
The Personal Allowance for 2026/27 is £12,570 — the amount you can earn tax-free. It has been frozen since 2021/22 and will remain frozen until 2028.
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The standard Personal Allowance for 2026/27 is £12,570, meaning you pay no Income Tax on the first £12,570 of your earnings. This threshold has been frozen since 2021/22 as part of a government policy that runs until at least 2028. Because wages have risen while the threshold has stayed fixed, more people are being pulled into higher tax bands — a process known as fiscal drag. The allowance is reduced by £1 for every £2 of adjusted net income above £100,000, reaching zero at £125,140. Marriage Allowance allows a non-taxpayer to transfer £1,260 of their allowance to a basic-rate-paying spouse, saving up to £252 per year. Use the Income Tax or Take-Home Pay calculator to see exactly how the Personal Allowance affects your tax bill.
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This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.