On one GBP 65,000 salary supporting a family, the higher-rate band and the High Income Child Benefit Charge both bite. Here is the 2026/27 take-home and how a pension contribution can claw value back.
Employers can give small gifts up to GBP 50 each with no tax for the employee, as long as the rules are met. Here is how the trivial benefits exemption works and the GBP 300 annual cap for directors.
A household with two GBP 32,000 earners is not the same as one person on GBP 64,000. Here is how splitting income across two Personal Allowances changes take-home in 2026/27.
AMAP rates for 2026 -- 45p/mile (first 10,000), 25p above, motorbike 24p, bicycle 20p. How to claim via P87 or Self Assessment, the mileage log you need, and what to do if your employer pays less.
Two methods for claiming home office costs as a self-employed person in 2026 -- the flat rate simplified expenses method and the actual costs method -- plus the CGT risk and employee WFH relief.
How tips are taxed in the UK, the Employment (Allocation of Tips) Act 2023, service charges vs voluntary tips, tronc arrangements, and your right to see tip records.
On Universal Credit, every £1 you earn above your work allowance reduces UC by 55p (the taper rate). Here's how the work allowance, taper rate and 2025/26 rates actually work, with worked examples
Salary sacrifice into a pension swaps part of your gross pay for an employer pension contribution. You save income tax and National Insurance, and your employer saves NI too. Many employers share that saving with you. Here is exactly how it works in 2026/27 and what to watch for.
On a £37,500 salary in 2026/27 you take home approximately £30,540 a year, or about £2,545 a month, after income tax and National Insurance. Add a 5% pension and it changes again. Here is the exact maths for England, Wales and Northern Ireland.
Regular military pay is subject to standard PAYE, but there are important differences: Council Tax exemption when on active deployment, Operation Allowances (tax-free), and the AFPS military pension. Here's what service personnel need to know.
Statutory Maternity Pay (SMP) is paid for up to 39 weeks: the first 6 weeks at 90% of average weekly earnings, then 33 weeks at £194.32/week (2026/27) or 90% of earnings if lower. You qualify if you've worked for your employer for 26 weeks by the 15th week before your due date.
September 2026 brings children back to school — and a set of financial tasks for parents. Free childcare hours, Tax-Free Childcare, Child Trust Fund maturity, Child Benefit claims, and more.
