£90,000 after income tax and NI in 2026/27 leaves you £62,757 a year — £5,230 a month. Full breakdown including higher-rate tax, NI, Scotland comparison and pension strategy.
£95,000 after income tax and NI in 2026/27 leaves you £65,657 a year — £5,471 a month. Full breakdown including the £100k Personal Allowance trap, NI, Scotland comparison and pension strategy.
Bereavement Support Payment replaced Bereavement Allowance in 2017. If your spouse or civil partner died and paid NI, you may be owed a lump sum of £3,500 and up to 18 months of monthly payments.
Starting a new job without a P45 often triggers an emergency tax code — 1257L W1/M1 or 0T. This can lead to significant overpayment of tax in early months. Here's how to get the right code quickly and reclaim what you've overpaid.
After prolonged industrial action in 2023–24, junior doctors in England accepted a new pay deal in 2024. Depending on grade and hours, total pay in 2025/26 ranges from roughly £36,000 for an FY1 to £70,000+ for a senior registrar working out-of-hours.
The National Living Wage rose to £12.71/hour in April 2026. Full breakdown of who qualifies, how take-home pay changes at NLW, and the knock-on effects for pension auto-enrolment.
NMW and NLW rates from April 2026, how to check if your employer is paying the legal minimum, what counts as working time, and how to report underpayment to HMRC.
UK average earnings growth was 5.6% in early 2025 but real wages are still below their 2021 peak in many sectors. Here's how to build a case, when to ask, and what to say — backed by ONS and ACAS data.
Three NHS pension schemes, the McCloud remedy, contribution tiers, and what a band 8a NHS worker actually gets at retirement. Everything you need to understand your NHS pension in 2026.
Yes — notice pay is taxable employment income in almost all cases. Whether your employer asks you to work your notice, pays you in lieu (PILON), or puts you on garden leave, the payment is subject to income tax and NI. Here's how it works.
The first £30,000 of a redundancy or settlement agreement payment is tax-free. But PILON, gardening leave and bonuses are taxable in full. Here's exactly what qualifies.
Five UK student loan plans with different thresholds, write-off periods and interest rates in 2026/27. Find out which plan you're on, exactly how much you repay, and whether voluntary overpayments ever make sense.
