Glossary · UK
What is Auto-Enrolment?
The legal requirement for UK employers to enrol eligible workers into a workplace pension.
Full Definition
Auto-enrolment is the legal duty (since 2012, fully phased in by 2018) for UK employers to enrol eligible workers into a workplace pension. Eligibility: aged 22 to State Pension Age, earning at least £10,000 per year, working in the UK. Minimum contributions for 2025/26: 5% employee + 3% employer = 8% of qualifying earnings (£6,240–£50,270). Workers can opt out, but lose the employer contribution and government tax relief — usually a bad financial decision. Re-enrolment happens every 3 years.
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Disclaimer: Definitions are for guidance only. For decisions about your tax, savings, property or pension situation, always consult a qualified professional or refer to gov.uk.