Glossary · UK
What is Junior ISA Annual Limit?
The £9,000 maximum annual subscription into a Junior ISA for a child under 18 in 2026/27.
Full Definition
A Junior Individual Savings Account (JISA) allows parents or guardians to save tax-efficiently for a child. For 2026/27 the annual subscription limit is £9,000 per child. Contributions can be split between a cash JISA and a stocks-and-shares JISA, but the combined total cannot exceed £9,000. The child cannot access the funds until they turn 18, at which point the account automatically converts to an adult ISA. Income and gains within a JISA are completely free of UK Income Tax and Capital Gains Tax. Only one cash JISA and one stocks-and-shares JISA may be held at any one time, though transfers between providers are permitted.
See Also
Disclaimer: Definitions are for guidance only. For decisions about your tax, savings, property or pension situation, always consult a qualified professional or refer to gov.uk.