Oxford Council Tax 2025/26
Oxford City Council Band D for 2025/26 is approximately £2,500, including Oxfordshire County, Police, Fire and Adult Social Care precepts — towards the top of the English range. Most English authorities sit in the £1,800–£2,300 range; Oxford is above that.
Estimate your bill with our Council Tax calculator.
Oxford Property & Stamp Duty
Oxford property is consistently among the least affordable in England. On a £300,000 home, SDLT is £2,500 standard and £0 for first-time buyers (FTB nil-rate up to £300,000 from April 2025).
- £300,000 flat: £2,500 SDLT (standard) / £0 (FTB)
- £470,000 home (average): £13,500 SDLT (standard) / £8,500 (FTB)
- £650,000 home (North Oxford): £22,500 SDLT (standard) — no FTB relief above £500k
- £1,000,000 home (Summertown/Jericho): £41,250 SDLT (standard)
Use our Stamp Duty calculator for your scenario.
Oxford Salaries & Take-Home Pay
| Gross | Net per year | Net per month |
|---|---|---|
| £25,000 | £21,322 | £1,777 |
| £35,000 | £28,522 | £2,377 |
| £45,000 | £35,222 | £2,935 |
| £55,000 | £42,422 | £3,535 |
Illustrative only — figures exclude pension and student loan. Use our Take-Home Pay calculator for a personalised figure.
Mortgage Costs for Oxford Buyers
On a £470,000 home with a 15% deposit (£70,500) and a 25-year fixed rate at 4.5%, monthly repayments are approximately £2,221. Use our Mortgage calculator and Mortgage Affordability calculator to model different deposits, rates and terms.