Stamp Duty · 2025
Stamp Duty on a £325,000 House
Stamp duty on a £325,000 property in England is £6,250.00 for a standard buyer, £1,250.00 for first-time buyers, and £22,500.00 for additional property (buy-to-let). Scotland and Wales use different systems (LBTT and LTT).
Standard buyer
£6,250.00
SDLT (England)
First-time buyer
£1,250.00
FTB relief
Additional property
£22,500.00
Inc. 5% surcharge
By UK Region
| Region | Tax | Standard buyer | First-time buyer |
|---|---|---|---|
| England / NI | SDLT | £6,250.00 | £1,250.00 |
| Scotland | LBTT | £5,850.00 | £5,250.00 |
| Wales | LTT | £6,000.00 | No FTB relief |
SDLT Breakdown (£325,000)
- £0–£125,000 @ 0%£0.00
- £125,000–£250,000 @ 2%£2,500.00
- £250,000–£925,000 @ 5%£3,750.00
Total SDLT£6,250.00
Effective rate: 1.92% of property price.
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FAQs about £325,000
How much stamp duty on a £325,000 house?
On a £325,000 property in England with no special status, you would pay £6,250.00 in SDLT. First-time buyers pay £1,250.00. For additional properties (buy-to-let, second home), it's £22,500.00 including the 5% surcharge.
Is stamp duty different in Scotland on £325,000?
Yes. In Scotland, you'd pay £5,850.00 in LBTT (Land and Buildings Transaction Tax) — Scotland's equivalent of SDLT. The bands and thresholds differ from England.
What about Wales LTT on £325,000?
In Wales, you'd pay £6,000.00 in LTT (Land Transaction Tax). Wales has the highest starting threshold (£225,000) of any UK nation but no first-time buyer relief.
When do I need to pay stamp duty?
In England and NI, SDLT must be paid within 14 days of completion. In Scotland (LBTT) and Wales (LTT) the deadline is 30 days. Your solicitor handles payment.
Related
Disclaimer: Stamp duty figures are estimates based on 2025/26 HMRC and devolved government rates. Always confirm exact amounts with your solicitor before completion.