Answers · UK 2025/26

How much is the High Income Child Benefit Charge on £65,000 income with one child?

On £65,000 adjusted net income in 2026/27 with one child, Child Benefit of £1,406.60 a year is reduced by a 25% High Income Child Benefit Charge, clawing back £351.65, leaving a net benefit of £1,054.95.

Last updated: 10 July 2026Last reviewed: 10 July 2026How we verify

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The High Income Child Benefit Charge (HICBC) claws back Child Benefit once either partner in a household has adjusted net income above £60,000, at a rate of 1% of the Child Benefit received for every £200 of income above that threshold, until it is fully clawed back at £80,000. Child Benefit for 2026/27 is £27.05 a week for the first or only child, so a family with one child receives £1,406.60 over a full year. At £65,000 of adjusted net income, the amount above the £60,000 threshold is £5,000, and £5,000 divided by £200 gives 25, meaning the charge claws back 25% of the Child Benefit received. On £1,406.60 of Child Benefit, 25% is £351.65, which is the charge, leaving the family with a net benefit of £1,054.95 after the charge is paid. The charge is paid by whichever partner has the higher income, through Self Assessment, even if the Child Benefit itself is paid into the other partner's bank account. Some households choose to keep claiming Child Benefit (to protect National Insurance credits towards State Pension for the claiming, typically non-earning or lower-earning, parent) while opting not to receive the payments, avoiding the Self Assessment charge while keeping the underlying protections. Use the Child Benefit calculator to work out your exact charge as your income changes.