Child Benefit Calculator (with HICBC)

The Child Benefit calculator works out your weekly and annual entitlement for 2025/26 — £26.05/week for the eldest qualifying child and £17.25/week for each additional child — and applies the High Income Child Benefit Charge (HICBC) where one partner's adjusted net income exceeds £60,000. HICBC claws back 1% of Child Benefit for every £200 of income above £60,000, reaching 100% at £80,000. Two children give £43.30/week (£2,251.60/year) before any HICBC clawback. In 2025/26 the £60,000 starting threshold (raised from £50,000 in April 2024) and the slower 1%-per-£200 taper (instead of the old 1%-per-£100) mean fewer families are caught by HICBC, and the cliff edge is gentler. The higher-earning partner pays the charge through Self Assessment, even if the other partner is the one claiming the benefit. Pension contributions, gift aid and salary sacrifice all reduce adjusted net income and can eliminate or reduce HICBC entirely. This tool is for parents wanting to check entitlement, higher earners deciding whether to claim or opt out of payments, and couples evaluating the impact of pay rises that might trigger HICBC. New parents should always make the claim — even if HICBC will fully claw it back — because it protects National Insurance credits for the parent staying at home (up to age 12) and triggers issue of the child's NI number. What the calculator does NOT include: full Self Assessment tax modelling, Marriage Allowance interactions, Tax-Free Childcare (a separate scheme), Universal Credit child elements (subject to the two-child limit from April 2017), or guardian's allowance. It assumes a stable household income for the full tax year. Regional notes: Child Benefit and HICBC are administered by HMRC and apply identically across England, Scotland, Wales and Northern Ireland. The amount is the same UK-wide. Pair this tool with the Take-Home Pay, Income Tax and Marriage Allowance calculators, and use the Childcare Cost calculator alongside.