Answers · UK 2025/26
What is the State Pension age in 2025?
The State Pension age is 66 for both men and women in 2025. It begins rising to 67 between April 2026 and April 2028, then to 68 between 2044 and 2046 (a review may bring this forward). Check your exact date at gov.uk/state-pension-age.
Full answer
State Pension age (SPA) equalised at 66 for men and women by October 2020. It remains at 66 throughout 2025 and the start of 2026. The next phased rise to 67 begins on 6 April 2026 and completes by 5 April 2028 — affecting those born between 6 April 1960 and 5 April 1977. A further rise to 68 is currently legislated for 2044–2046, but the government has signalled it may be brought forward to 2037–2039 based on ongoing reviews. You need 10 qualifying NI years to receive any new State Pension and 35 years for the full amount of £230.30/week in 2025/26 (about £11,975/year). Check your forecast and SPA at gov.uk/check-state-pension. You can defer claiming, increasing the weekly amount by 1% for every 9 weeks deferred (around 5.8% per year), and you can fill gaps in your record with voluntary Class 3 NI at £17.75/week.
Try the calculator
More answers
This answer is informational only and does not constitute financial, tax or legal advice. Figures are for the 2025/26 UK tax year. See our methodology and sources.