Free school meals eligibility in England depends on a £7,400 net household earnings threshold for Universal Credit claimants in 2026/27 — worth around £500 a year per child, with wider eligibility from September 2026.
How the Funeral Expenses Payment (Funeral Payment) works for people on means-tested benefits in 2026/27 — what costs it covers, what it doesn't, and why it can leave a shortfall recovered from the estate.
How the Household Support Fund works in 2026/27 — money given to English councils to help struggling households with food, energy and essential costs, how to apply, and why help varies by area.
The Great British Insulation Scheme and ECO4 offer free or subsidised loft, cavity wall and solid wall insulation to eligible households. Here's who qualifies, what's covered, and how much it saves on energy bills.
A logbook loan uses your car as security via a bill of sale — and typically carries a much higher APR than a personal loan. Here is exactly how they work and what the lender can and can't do if you fall behind.
Since 2015, FCA rules cap what payday lenders can charge — 0.8% per day interest, £15 default fees, and a total cost cap of 100% of the amount borrowed. Here is exactly what that means for a real loan.
Pension Credit has two elements: Guarantee Credit, which most people know about, and Savings Credit, a smaller, less understood top-up for pensioners who saved for retirement. Here's who can still get Savings Credit and how much it's worth.
An estimated £31 billion sits in lost or forgotten UK pension pots. The government's free Pension Tracing Service can help you find old workplace schemes — here's exactly how to use it and what to do once you've found a pot.
Personal Independence Payment (PIP) replaced Disability Living Allowance (DLA) for working-age adults, but DLA still exists for children and some legacy adult claimants. Here's how the two benefits differ, and what happens if you're asked to move from one to the other.
Prepayment meter customers have historically paid more for energy than Direct Debit customers, though Ofgem's price cap now sets separate rates by payment method. Here's the real cost comparison in 2026, and how to switch off a prepayment meter.
Full-time students are exempt from council tax, but the rules get complicated when a household mixes students with non-students, or when a student lives with a working partner. Here's how the exemption and discount actually apply.
New UK subscription contract rules under the Digital Markets, Competition and Consumers Act require clearer pricing, reminder notices before renewal, and an easy online cancellation route. Here's what changed and how to use it to stop paying for subscriptions you forgot about.
