How the VAT Margin Scheme works for second-hand goods, antiques, art, and collectibles in 2026 -- VAT on profit margin only, eligible goods, global accounting, auctioneers scheme, and record-keeping requirements.
The domestic VAT reverse charge for construction shifts VAT accounting to the customer. Learn who it applies to, how to invoice, its cashflow impact and exceptions in 2026/27.
WFH tax relief is worth up to £312/year for employees. Learn the flat rate, how to claim via HMRC or Self Assessment, and what self-employed workers can claim for home office costs.
On Universal Credit, every £1 you earn above your work allowance reduces UC by 55p (the taper rate). Here's how the work allowance, taper rate and 2025/26 rates actually work, with worked examples
If your turnover falls, you may be able to deregister for VAT and simplify your admin. Learn the GBP 88,000 deregistration threshold, how it differs from the GBP 90,000 registration threshold and what leaving costs you in 2026/27.
Heating a home all day in winter adds a real cost most hybrid workers ignore. We model the extra kWh, show how the 6 GBP per week HMRC flat-rate relief compares, and explain when claiming is worth it.
An ISA shelters US shares from UK tax, but not from US withholding tax. Here is how the 15% rate, the W-8BEN form and fund domicile affect your tax-free ISA in 2026/27.
You have £50,000 to invest for the long term. Do you put it down as a buy-to-let deposit, or feed it into a Stocks and Shares ISA? This comparison weighs the tax, the costs, the leverage and the hassle for 2026/27.
A savings account paying a healthy headline rate can still lose value in real terms once inflation and tax are taken into account. Here is how to work out your real return in 2026 and keep your cash from quietly shrinking.
The average UK worker has several jobs and several old pension pots scattered across providers. Bringing them together can cut fees and simplify retirement planning, but there are valuable benefits you can lose by transferring. Here is how to decide in 2026.
Getting money out of your limited company tax-efficiently is not just about the salary-versus-dividends split. Pension contributions, the timing of dividends and the Employment Allowance all change the picture. Here is the full profit-extraction toolkit for directors in 2026/27.
A fixed energy tariff locks your unit rates for a set term; a variable tariff tracks the Ofgem price cap and moves every quarter. With the Q2 2026 cap at roughly £1,641 a year for a typical home, here is how to decide which is right for you.
