How EV salary sacrifice works in 2026/27: the OpRA exemption for ultra-low-emission cars, 4% Benefit-in-Kind, the National Insurance and income tax saving, and a full worked example for basic and higher-rate employees.
Salary vs day rate in 2026: turn £450 a day into an annual equivalent, compare outside vs inside IR35, umbrella deductions, the holiday and sick-pay gaps, and a full take-home comparison for UK contractors.
How much Statutory Maternity Pay you get in 2026/27: 90% of pay for 6 weeks, then £194.32 a week for 33 weeks, eligibility, tax, and how to work out your total.
Statutory Sick Pay in 2026: the £123.25 weekly rate, the removal of waiting days from April 2026, who qualifies, the £129 Lower Earnings Limit, and how it is paid.
All the tax-free savings allowances for 2026/27: the Personal Savings Allowance, the £500 dividend allowance, the £20,000 ISA, and the starting rate for savings.
How UK residents are taxed on foreign dividends in 2026/27: the £500 dividend allowance, 10.75/35.75/39.35% rates, Foreign Tax Credit Relief for withholding tax, and how to report overseas dividend income to HMRC.
How redundancy pay over £30,000 is taxed in 2026/27: the £30,000 tax-free exemption, why PILON and bonuses are fully taxable, and how the excess is taxed at your marginal rate — with worked examples.
How an inherited UK pension is taxed in 2026/27: income tax on drawdown depends on the age at death, the April 2027 IHT change bringing unused pots into estates, and how to take the money tax-efficiently.
HMRC investigations explained for 2026: aspect vs full enquiry, Connect data matching, disclosure windows, Code of Practice 9 and how to respond effectively.
Is the VAT Flat Rate Scheme worth it in 2026/27? Sector rates, the 1% first-year discount, the 16.5% Limited Cost Trader rate, the £230k cap and a full consultant worked example versus standard VAT.
Opting out of auto-enrolment saves a little take-home pay now but forfeits your employer's contribution and tax relief. Here's the true 2026/27 cost of leaving your workplace pension.
UK Inheritance Tax kicks in above £325,000 (£500k with home + family) at 40%. Here's how the bands work, the seven-year rule on gifts, business and agricultural reliefs, and the major April 2027 pension change
