Everything UK landlords need to know about declaring rental income in 2025/26 — allowable expenses, Section 24, Furnished Holiday Lets, and worked examples.
Your UK tax code controls how much income tax your employer deducts. 1257L is standard. K codes mean negative allowance. Here's what every digit and letter means in 2026/27.
Saving £100/month for 20 years means putting in £24,000. At 5% annual growth inside a Stocks and Shares ISA, you end up with approximately £41,100 — entirely tax-free. At 7%, it's £52,400. Here's what the maths actually shows.
£120,000 gross in 2026/27 gives £78,157.40 net — £6,513 a month. You're deep inside the Personal Allowance taper zone where the effective marginal rate hits 62%. Full breakdown, Scotland comparison and pension strategy.
£125,140 gross in 2026/27 gives £80,624.60 net — £6,719/month. This is the exact point where your Personal Allowance hits zero. Above this, the marginal rate drops to 47%. Full breakdown, Scotland figures and pension escape route.
£150,000 gross in 2026/27 gives £93,800.40 net — £7,816.70/month. No Personal Allowance, three income tax bands apply, and you keep 62.5%. Full breakdown, Scotland figures, pension planning and the Additional Rate explained.
£200,000 gross in 2026/27 gives £120,300.40 net — £10,025.03/month. No Personal Allowance, 45% Additional Rate applies on most income, and you keep 60.2%. Full breakdown, pension Annual Allowance tapering rules, Scotland figures and tax planning.
Earning £50k in 2026/27? Here's exactly what you take home after income tax, NI and pension — with monthly, weekly and Scotland comparisons. Plus how a pension contribution changes everything.
£85,000 after income tax and NI in 2026/27 leaves you £59,857 a year — £4,988 a month. Full breakdown including higher-rate tax, NI, Scotland comparison and pension strategy.
£95,000 after income tax and NI in 2026/27 leaves you £65,657 a year — £5,471 a month. Full breakdown including the £100k Personal Allowance trap, NI, Scotland comparison and pension strategy.
The Annual Investment Allowance lets sole traders and partnerships deduct up to £1,000,000 of qualifying plant and machinery in the year of purchase. Here's exactly what qualifies and what doesn't.
The Autumn Budget 2026 is expected in October. Based on current government signals, what tax changes are likely — and what you can do now to prepare.
