Unmarried couples miss out on ISA Additional Permitted Subscription, CGT-free asset transfers, and Inheritance Tax spousal exemption. Here's how to structure ISA and pension nominations, wills and expression of wishes forms to protect a partner who isn't legally entitled to any of it.
Cornwall's house prices are shaped as much by second-home demand as by local wages, and its council tax now includes one of England's most significant second-home premiums. Here's the full 2026/27 breakdown.
Self-employed CV writers and career coaches run one of the lowest-overhead service businesses around. Full worked example on £32,000 turnover shows what you actually keep after tax and NI.
The dividend allowance is just £500 in 2026/27. Once a General Investment Account portfolio produces more than that in dividends, tax kicks in fast — here's exactly how much, and how an ISA avoids it entirely.
Dudley, the historic 'Capital of the Black Country', offers affordable housing and a genuine manufacturing base within easy reach of Birmingham. Here's the full 2026/27 breakdown.
Dundee combines some of Scotland's lowest housing costs with a growing tech and life-sciences economy. Here's what take-home pay, council tax and everyday living costs actually look like in the city for 2026/27.
Nottingham, Leicester, Derby and the wider East Midlands offer identical take-home pay to the rest of England, with council tax and housing costs that generally sit below the national average. Here's the 2026/27 picture.
Cambridge's tech economy sits alongside Norfolk and Suffolk's more affordable coastal and rural towns in the East of England, all on identical take-home pay. Here's the 2026/27 regional picture.
Self-employed embroiderers face a big early decision — a £6,000+ commercial machine — plus ongoing thread, blank garment and digitising software costs. Full worked examples on £28,000 turnover and a machine purchase using the £1m Annual Investment Allowance.
How employer-enhanced (contractual) maternity pay schemes top up SMP, and how to build a monthly budget for the drop from full pay to £194.32 a week — and then to nil.
Exeter combines a historic cathedral city with a growing insurance and financial services economy, at costs below Bristol and Bath. Here's the full 2026/27 breakdown.
Self-employed lash technicians renting a salon chair or working mobile face supply, insurance and training costs. Full worked example on £24,000 turnover shows a £762 tax and NI bill.
