UK civil service take-home pay 2026/27 by grade: Administrative Officer £26,000 through HEO and SEO to Grade 7 £68,000. Tax, NI and Civil Service Pension breakdown.
Cohabiting couples in the UK get none of the tax reliefs available to married couples and civil partners in 2026/27 — no Marriage Allowance, no unlimited spousal IHT exemption, no automatic CGT no gain/no loss transfers.
Selling art, antiques, stamps or memorabilia for a profit can trigger Capital Gains Tax — but a special 'chattels' rule caps the tax on personal possessions sold for £6,000 or less. Here's how the marginal relief calculation actually works.
Whether self-employed workers and small business owners can deduct London's Congestion Charge and ULEZ daily fees against tax in 2026/27, and how the rules differ from commuting costs.
Interest from corporate bonds is taxed as income at your marginal rate, but whether a capital gain on selling one is taxable depends entirely on a technical distinction — whether it's a Qualifying Corporate Bond or not.
Credit builder cards offer low credit limits and high APRs, aimed at people with thin or damaged credit files. Used correctly — small spends, paid off in full — they can genuinely improve your score. Used incorrectly, they can make things worse.
If your employer doesn't pay mileage for cycling to work, you can claim tax relief on the shortfall yourself. Here is how the 20p per mile approved rate works and how to actually claim it.
How NHS Pension Scheme contributions work for dentists who split their time between NHS contract work and private practice, with a 2026/27 worked example.
Why your energy direct debit builds a credit balance over summer, when you are entitled to a refund under Ofgem rules, and how to avoid overpaying your supplier interest-free.
A trust set up for a disabled beneficiary gets meaningfully better Inheritance Tax, Capital Gains Tax and income tax treatment than an ordinary discretionary trust — provided it meets HMRC's specific qualifying conditions.
Dividend growth investing means holding companies that reliably raise their payouts year after year. Outside an ISA, the £500 dividend allowance covers very little — here is exactly how much tax you'll pay as income grows.
From 6 April 2026, dividend tax rates rose 2 percentage points — basic rate from 8.75% to 10.75%, higher rate from 33.75% to 35.75%. Worked example showing the exact extra cost for a company director.
