The nil-rate band is frozen at GBP 325,000 until 2030 while house prices rise. Here is how to use the NRB, RNRB, transferable allowances, and gifting rules to legally cut your inheritance tax bill.
How Interest in Possession (IIP) trusts are taxed in 2026 -- income tax for trustees and beneficiaries, CGT treatment, IHT on the life tenant's estate, and when to use them.
When an interest-only mortgage ends, the full capital is due. Know your options: sell, remortgage to repayment, part-and-part, lifetime mortgage, or extending the term.
How to use a Lifetime ISA to buy your first home in 2026 -- the 25% government bonus, property price limit, conveyancing process, and what happens if plans change.
Everything sole traders need to know about MTD for ITSA 2026 -- quarterly reporting, compatible software, exemptions, and how to prepare now.
MTD for Income Tax starts April 2026 for incomes over GBP 50,000. Find out what quarterly reporting means and how to prepare now.
Self-employed women can claim Maternity Allowance at £184.03/week for up to 39 weeks in 2026. We explain the 26-out-of-66-week test, Class 2 NI credits, and how it compares to SMP.
How pension contributions are handled during UK maternity leave in 2026 -- employer obligations, employee choices, SMP impact, and protecting your retirement savings.
Buying a property that contains both residential and commercial elements can qualify for non-residential SDLT rates, potentially saving tens of thousands of pounds. Here is what counts as mixed use and what the case law says.
MPAA reduces pension contribution allowance to £10,000 when triggered by flexible pension access. Learn what triggers it, how to avoid it, and the 91-day reporting rule.
How the UK mortgage guarantee scheme works, which lenders offer 95% LTV mortgages, eligible properties up to £600,000, and how it compares to the Lifetime ISA route.
NI credits explained -- who gets them automatically, who must claim, Class 3 voluntary NI at £824/year, and how credits build your state pension entitlement.
