Thousands of older interest-only mortgages were sold alongside endowment policies that promised to repay the loan at maturity — many fell short. If yours is maturing soon and won't clear the balance, here are the realistic options.
Environmental searches check for contaminated land, flood risk and other environmental hazards affecting a property. They're a routine part of conveyancing, typically £40-£100, but the results can occasionally require further investigation or affect insurability.
Your Energy Performance Certificate rating is starting to affect mortgage products, green mortgage eligibility, and landlord letting rules — not just your energy bills. Here's how EPC ratings work and why lenders are paying closer attention to them.
How EV-specific smart electricity tariffs and vehicle-to-grid technology work in 2026, and what realistic annual savings look like compared to a standard tariff.
British expats buying or remortgaging UK property face a smaller lender pool, larger deposits and extra documentation requirements. Here is exactly what changes when your income and residence are overseas.
UK financial adviser take-home pay 2026/27: paraplanner £32,000 to self-employed IFA earning £120,000. Full tax, NI and self-employed vs employed comparison.
Owning a 'share of freehold' means you and your fellow leaseholders jointly own the building through a management company, rather than paying ground rent to an external landlord. Here's how the structure works, the costs involved, and what changes when you buy in.
Flood risk can affect whether you can get a mortgage at all, not just how much your buildings insurance costs. Here's how lenders assess flood risk, how the Flood Re scheme keeps insurance available for higher-risk homes, and what to check before buying.
Fractional property platforms let you buy a small share of a rental property for a few hundred pounds. Here is how rental income tax, capital gains and SDLT actually work when you own a fraction rather than a whole property.
How freelance translators and interpreters are taxed as sole traders in 2026/27 — allowable expenses, VAT on overseas clients, Class 4 NI and Self Assessment basics.
The old 10% wear and tear allowance was scrapped years ago. Landlords now claim Replacement of Domestic Items Relief instead — but only on genuine like-for-like replacements, not the original purchase. Here is exactly how it works.
How small UK employers should structure mileage reimbursement for staff using their own cars (the 'grey fleet') in 2026/27 to stay within AMAP rates and avoid a tax and NI liability.
