The minimum pension access age rises from 55 to 57 on 6 April 2028. If you were born between 1971 and 1973, you may face a temporary gap where you can't access your pension at 55. Here's what the change means and how to plan around it.
Rental income in the UK is subject to Income Tax after allowable expenses. In 2026/27 mortgage interest is no longer deductible — instead you get a 20% tax credit (Section 24). Full guide for individual landlords.
You can take up to 25% of your pension pot as a tax-free lump sum (Pension Commencement Lump Sum). For 2026/27 the maximum is capped at £268,275. Here's how it works and how to maximise it.
Higher mortgage costs, 5% SDLT surcharge, Section 24 interest relief restriction, and declining net yields. We run the real numbers on UK buy-to-let in 2026 — and compare alternatives.
Five essential financial tasks for UK landlords in July and August 2026 — from the Self Assessment payment on account deadline to Section 24 planning, stress testing your mortgage, and whether a limited company structure makes sense.
Everything first-time buyers need to know in 2026: how much deposit you need, SDLT after the April 2025 changes, using a Lifetime ISA, Shared Ownership, and the full timeline from AIP to completion.
With mortgage rates at ~4.5% and savings accounts at 4-5%, is overpaying your mortgage the right call in 2026? Full break-even analysis, ERC rules, tax angles, and a worked example saving £22,400.
BoE base rate at 4.25% in May 2026 with cuts expected. Should you fix at ~4.2% for 2 years or track the base rate at ~4.65% and ride cuts down? Full break-even maths on a £250,000 mortgage.
UK conveyancing guide 2026: typical 12–16 week timeline, solicitor fees £1,500–£3,000, searches, exchange vs completion, gazumping, and how to speed up the process.
Ultimate first-time buyer moving-in checklist 2026: meter readings, council tax registration, updating address, buildings and contents insurance, mortgage payment setup.
How long to save a UK house deposit in 2026: LISA bonus, Help to Save, average deposit amounts by region, salary sacrifice, investment vs cash ISA — with real worked examples.
New build snagging guide UK 2026: what to check, professional snagger costs £300-£600, NHBC Buildmark warranty, developer 2-year defect period, common snags list.
