Tax & Finance — Page 3

UK Dividend Tax: History, Rates and 2026/27 Guide

Dividend tax rates for 2026/27 are 8.75%/33.75%/39.35%, with just £500 allowance. How dividends are taxed, why directors take salary+dividend, and the marginal rate analysis.

Emma Clarke7 Jul 20266 min read

💷 Tax & Finance

Dividend Tax Rates 2026/27: What You Owe and How to Reduce It

The dividend allowance is GBP 500 in 2026/27. Above that, you pay 8.75%, 33.75% or 39.35% depending on your income band. Here is the full guide.

Emma Clarke7 Jul 20265 min read

💷 Tax & Finance

eBay, Vinted & Depop Tax UK 2026: HMRC Rules, £1,000 Allowance & Reporting

Selling on eBay, Vinted or Depop in 2026? HMRC now receives your data from platforms. We explain the £1,000 trading allowance, what counts as trading, and when you need Self Assessment.

Emma Clarke7 Jul 20267 min read

💷 Tax & Finance

Employer NI Increase 2026/27: Cost Per Employee and Mitigation

Employer NI rose to 15% from April 2025 with the secondary threshold cut to £5,000. Calculate the cost per employee and how salary sacrifice and Employment Allowance help.

Emma Clarke7 Jul 20267 min read

💷 Tax & Finance

Employment Allowance 2026/27: GBP 10,500 Reduction in Employer NI

The Employment Allowance increased to GBP 10,500 in April 2026, cutting the employer NI bill for eligible small businesses. Here is who qualifies and how to claim.

Emma Clarke7 Jul 20265 min read

💷 Tax & Finance

UK Employment Expenses P87 Claim: What You Can Claim in 2026

How to claim tax relief on employment expenses using form P87 in 2026 -- uniforms, tools, professional fees, working from home allowance, and how much you can get back.

CalcHub Editorial7 Jul 202610 min read

💷 Tax & Finance

UK Family Investment Company vs Trust: Which is Better in 2026?

Comparing Family Investment Companies (FICs) and trusts for UK wealth planning in 2026 -- tax efficiency, control, IHT benefits, costs, and which suits your situation.

CalcHub Editorial7 Jul 202611 min read

💷 Tax & Finance

Furnished Holiday Let Tax Rules Abolished: 2026/27 Impact

The FHL tax regime ended April 2025. Learn what changed for capital allowances, BADR, pension contributions, and how former FHL owners should now declare income.

Emma Clarke7 Jul 20267 min read

💷 Tax & Finance

High Income Child Benefit Charge Reform 2026/27 Guide

HICBC threshold raised to £60,000 from April 2024 with taper to £80,000. Learn who benefits, whether to opt back in, and how to backdate claims.

Emma Clarke7 Jul 20266 min read

💷 Tax & Finance

UK HMRC Advisory Fuel Rates 2026 Q1: Company Car Reimbursement

HMRC advisory fuel rates for Q1 2026 -- petrol, diesel, LPG and electric vehicle rates for company car drivers, and how to use them for expense reimbursement.

CalcHub Editorial7 Jul 20268 min read

💷 Tax & Finance

HMRC Nudge Letters: What to Do When You Get One 2026

What HMRC nudge letters are, the different types (offshore, rental income, Airbnb, crypto, CIS), what to do when you receive one, and time limits for disclosure.

Emma Clarke7 Jul 20269 min read

💷 Tax & Finance

HMRC Nudge Letters: What to Do If You Receive One in 2026

HMRC nudge letters are not random. If one lands on your doormat, here is what triggered it and exactly how to respond.

Emma Clarke7 Jul 20264 min read

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Tax Year 2026/27237 Self Assessment202 Self-Employed172 Income Tax81 Take-Home Pay66 Inheritance Tax61 Hmrc61 Tax Year 2025/2654 Income Tax52 202652 Capital Gains Tax45 Estate Planning43

Tax & Finance — Frequently Asked Questions

What UK tax topics does this category cover?

The Tax & Finance category covers income tax bands, personal allowance, National Insurance contributions, VAT, capital gains tax, inheritance tax, Self Assessment deadlines, and HMRC guidance. Every article is cross-checked against gov.uk and updated for the current 2026/27 tax year.

How do I know if I owe Self Assessment tax?

You must file Self Assessment if you are self-employed (income over £1,000), a company director, have income over £100,000, receive untaxed income (rental, foreign income, dividends over £500), or HMRC has sent you a notice to file. The deadline for online filing is 31 January after the tax year end. Use the Self Assessment tax calculator on CalcHub to estimate your liability before filing.

What is the 2026/27 personal allowance?

The personal allowance for 2026/27 remains frozen at £12,570. This is the amount you can earn before paying income tax. It is reduced by £1 for every £2 of income above £100,000, reaching zero at £125,140. The marriage allowance allows a spouse to transfer up to £1,260 of unused allowance to their partner.

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When is capital gains tax due?

For property disposals, CGT must be reported and paid within 60 days of completion using a UK Property Return. For other assets (shares, business assets), CGT is reported on your Self Assessment return by 31 January following the end of the tax year in which you sold. The annual CGT exempt amount is £3,000 for 2026/27.

How does National Insurance work for employees?

Employees pay Class 1 NI contributions. For 2026/27, the rate is 8% on earnings between the Primary Threshold (£12,570) and the Upper Earnings Limit (£50,270), and 2% on earnings above £50,270. Employers also pay 13.8% above the Secondary Threshold. Use the NI calculator on CalcHub to see your exact contributions.

What is the higher rate income tax threshold?

For 2026/27, higher rate (40%) tax applies to taxable income between £50,270 and £125,140. Income above £125,140 is taxed at the additional rate of 45%. Scottish taxpayers have different bands set by the Scottish Government. Use the income tax calculator to compare your take-home pay under each band.

Are ISA contributions tax free?

Yes — interest, dividends and capital gains within an ISA are completely free of UK income tax and CGT, and do not need to be reported on a tax return. The annual ISA allowance for 2026/27 is £20,000. Unused allowance does not carry over to the next tax year.

What is inheritance tax and who pays it?

Inheritance tax (IHT) is charged at 40% on the value of an estate above the nil-rate band (£325,000). The residence nil-rate band (up to £175,000) can also apply when a family home passes to direct descendants. Married couples and civil partners can combine allowances. Gifts made more than 7 years before death are usually exempt.

How is dividend tax calculated?

Dividends above the £500 annual dividend allowance are taxed at 8.75% (basic rate), 33.75% (higher rate) or 39.35% (additional rate) for 2026/27. Dividends within an ISA or SIPP are tax-free. Use the dividend tax calculator on CalcHub to see your liability based on your income band.

Where can I find official tax guidance?

The primary source for UK tax rules is HMRC at gov.uk/government/organisations/hm-revenue-customs. For personal tax calculations and plain-English explanations linked to current figures, use the CalcHub Tax & Finance calculators alongside the articles in this category.

Tax & Finance — Page 3

UK Dividend Tax: History, Rates and 2026/27 Guide

Dividend Tax Rates 2026/27: What You Owe and How to Reduce It

eBay, Vinted & Depop Tax UK 2026: HMRC Rules, £1,000 Allowance & Reporting

Employer NI Increase 2026/27: Cost Per Employee and Mitigation

Employment Allowance 2026/27: GBP 10,500 Reduction in Employer NI

UK Employment Expenses P87 Claim: What You Can Claim in 2026

UK Family Investment Company vs Trust: Which is Better in 2026?

Furnished Holiday Let Tax Rules Abolished: 2026/27 Impact

High Income Child Benefit Charge Reform 2026/27 Guide

UK HMRC Advisory Fuel Rates 2026 Q1: Company Car Reimbursement

HMRC Nudge Letters: What to Do When You Get One 2026

HMRC Nudge Letters: What to Do If You Receive One in 2026

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Tax & Finance — Frequently Asked Questions

Tax

Mortgage & Property

Salary & Savings

Tax & Finance — Page 3

UK Dividend Tax: History, Rates and 2026/27 Guide

Dividend Tax Rates 2026/27: What You Owe and How to Reduce It

eBay, Vinted & Depop Tax UK 2026: HMRC Rules, £1,000 Allowance & Reporting

Employer NI Increase 2026/27: Cost Per Employee and Mitigation

Employment Allowance 2026/27: GBP 10,500 Reduction in Employer NI

UK Employment Expenses P87 Claim: What You Can Claim in 2026

UK Family Investment Company vs Trust: Which is Better in 2026?

Furnished Holiday Let Tax Rules Abolished: 2026/27 Impact

High Income Child Benefit Charge Reform 2026/27 Guide

UK HMRC Advisory Fuel Rates 2026 Q1: Company Car Reimbursement

HMRC Nudge Letters: What to Do When You Get One 2026

HMRC Nudge Letters: What to Do If You Receive One in 2026

Filter by topic

Tax & Finance — Frequently Asked Questions