IHT is 40% above £325,000 — but with the right strategies, married couples can pass on up to £1 million tax-free. Full 2026/27 guide covering the 7-year rule, annual exemptions, Business Property Relief, and the critical April 2027 pension change.
Should UK contractors operate through a limited company or an umbrella company in 2026/27? We compare tax take-home, IR35 risk, expenses, employment rights and admin burden — with a worked £500/day example.
The Marriage Allowance saves eligible couples up to £252/year in income tax. Backdated claims covering 2022/23 to 2026/27 can unlock a one-off payment of up to £1,260. Full guide to who qualifies and how to apply.
Class 2 National Insurance was abolished from April 2024. Here is what that means for self-employed people in 2026/27 — State Pension credits, Class 4 rates, voluntary Class 3 contributions, and how to check your NI record.
With employer NI now at 15% and new tax-year rates confirmed, Q2 2026 is the ideal time to review your salary sacrifice arrangements. Pension, EV, and childcare — here's the full savings analysis.
Who owes the second payment on account on 31 July 2026, how it is calculated, how to reduce it via SA303, what happens if you can't pay, and the interest rate that kicks in from 1 August.
How to file your 2025/26 Self Assessment tax return step by step — who must file, allowable expenses, Government Gateway, SA100/SA103, the 31 January 2027 deadline, and MTD ITSA for income over £50,000.
How is savings interest taxed in 2026/27? Personal Savings Allowance £1,000/£500/£0, the £5,000 Starting Rate for Savings, ISA wrapper, Premium Bonds and a worked example showing exactly how much tax a basic-rate saver pays.
Employees can claim £6/week (£312/year) WFH tax relief in 2026/27 if required by their employer to work from home. Self-employed have different rules. Full guide including 4-year backdating and real saving examples.
How divorce financial settlements work in England & Wales 2026: pension sharing vs earmarking, clean break orders, the 50/50 myth, CETV calculations, mortgage implications.
UK intestacy rules 2026: who inherits when there is no will — spouse/civil partner first £322k plus half the remainder, children, cohabiting partners get nothing, unmarried parents, and how to avoid intestacy.
The Autumn Budget 2025 raised dividend tax to 10.75% basic, 35.75% higher and 39.35% additional rate from 2026/27. Who is affected, the impact on company directors, worked examples and how to mitigate with pensions, ISAs and a spouse split.
