In 2026/27, property buyers face unchanged SDLT rates (with the higher first-time buyer threshold now reduced), landlords still navigate Section 24, and the CGT rates from October 2024 are embedded. Here's the full picture.
MTD ITSA becomes mandatory for self-employed with income over £50,000 in April 2026, changing how millions of sole traders and landlords report tax. Class 2 NI is abolished. Here's everything self-employed people need to know for 2026/27.
Wales has the power to set its own income tax rates but has chosen to match England exactly in 2025/26. Here's how Welsh Income Tax works, what a 'C' tax code means, and the devolved tax powers Wales actually uses.
From January 2025 UK crypto exchanges report user activity to HMRC. Here's how crypto is taxed — CGT, income tax on staking and airdrops, pooling rules, and what enforcement looks like in 2026
If you sell on eBay, Vinted, Etsy or do gig work in the UK, the £1,000 trading allowance lets you earn up to £1,000 gross tax-free. Here's exactly how it works, when it applies, and the new platform reporting rules.
Between £100,000 and £125,140 your UK personal allowance tapers away, creating a 60% effective tax rate. How the trap works, who hits it, and how pension salary sacrifice can claw back £5,000+ a year.
Sacrificing a £25,000 bonus into your pension at £105k income saves £15,000+ in the 60% tax trap. Full worked examples, employer NI passback, and how to time bonus sacrifice for 2025/26.
From April 2024 the UK aligned CGT on residential property and other assets at 18% basic / 24% higher. Side-by-side worked examples on a £40,000 share gain and a £40,000 BTL gain — same headline rate, different reliefs, different reporting deadlines.
Self-employed Class 4 National Insurance fell to 6% on profits between £12,570 and £50,270 from April 2024 and stays there for 2025/26. Here's how it works, who pays, and worked examples on real profit figures.
Crystallise crypto losses to offset gains and shrink your Capital Gains Tax bill. With the CGT annual exempt amount cut to £3,000 in 2025/26, harvesting losses against share or property gains can save £720 (basic rate) or £1,440 (higher rate).
HMRC has sent you a new tax code on a P2 Coding Notice — here is what every line means, why your code changed, the 7 most common reasons, and how to challenge a wrong code in 2025/26.
Gifts you make are Potentially Exempt Transfers — IHT-free if you survive 7 years. Taper relief, the £325k nil-rate band trap, and how PETs interact with regular gifts out of income. Worked examples.
