2 articles tagged with Annual Allowance Carry Forward.
If you haven't used your full £60,000 pension annual allowance in the last three tax years, carry forward lets you contribute more this year and still get tax relief. Here's how the rules actually work.
A pension top-up is one of the few moves that still cuts your 2026/27 tax bill if made before 5 April 2027. Basic-rate savers get 20% relief, higher-rate 40%, and those caught by the £100k taper or child benefit charge can see effective relief above 60%. Here is how to make the most of it.