9 articles tagged with Bed And Isa.
How the Bed and ISA process works, using your £20,000 ISA allowance and £3,000 CGT exemption to move investments into a tax-free wrapper for 2026/27.
You can't sell shares to crystallise a capital loss and buy them straight back the next day to reduce your CGT bill — HMRC's 30-day rule stops it. Here's exactly how the rule works, and the two legitimate ways around it.
Why selling and immediately rebuying the same shares no longer works for realising a Capital Gains Tax loss or gain in 2026/27, and what the 30-day rule actually does.
The CGT Annual Exempt Amount is just £3,000 in 2026/27, down from £12,300 in 2022/23. Here is how to use it strategically across investments, crypto and share sales.
The CGT annual exempt amount has fallen to £3,000 — down from £12,300 just three years ago. Here are the key strategies to make the most of what's left.
Bed and ISA lets you sell investments held outside an ISA and repurchase them inside one, using your CGT annual exempt amount to shelter future gains tax-free.
The CGT annual exempt amount is just GBP 3,000 in 2026/27. Bed and ISA and bed and spouse both reset your gains tax-free. Here is when to use each, with worked numbers.
Learn how Bed & ISA works in 2026/27: CGT rates 18%/24%, £3,000 AEA, worked examples and step-by-step instructions to shelter gains tax-free forever.
How to use your £3,000 annual CGT exempt amount to crystallise gains tax-free each year. Bed-and-ISA strategy, spouse transfers, timing with asset sales.
