57 articles tagged with Buy to Let.
How higher mortgage rates are hitting UK landlord profits in 2026 -- the 20% tax credit restriction, stress tests, and strategies to protect your rental income.
A first-time landlord's practical 2026/27 tax checklist — registering for Self Assessment, declaring rental income, allowable expenses, the Section 24 mortgage interest restriction, and what happens when you eventually sell.
A step-by-step walkthrough of calculating Capital Gains Tax when you sell a buy-to-let property in 2026/27 — allowable costs, the 18%/24% rates, the 60-day reporting deadline, and a full worked example.
Comparing the three main exit routes for a landlord whose buy-to-let is no longer profitable under Section 24 — selling and paying CGT, incorporating into a limited company, or continuing to hold.
The most common mistakes new UK buy-to-let landlords make in 2026/27 — from underestimating costs to skipping compliance — and how to avoid them.
How lenders calculate the interest cover ratio (ICR) on buy-to-let mortgages in 2026/27, with a full worked example showing how much rent you need for a given loan size.
A complete Self Assessment checklist for UK buy-to-let landlords in 2026/27 — income, allowable expenses, the mortgage interest tax credit, and key deadlines.
How HMO mortgages differ from standard buy-to-let lending in the UK for 2026/27 — licensing requirements, ICR rules, deposit expectations, and a worked example.
How first-time limited company buy-to-let purchases work in the UK for 2026/27 — SPV setup, mortgage criteria, deposits, and a worked tax comparison versus personal ownership.
Why residential buy-to-let property can't be held directly in a UK SIPP in 2026/27, what property a SIPP can hold, and alternative routes for property investors.
How UK deposit dispute resolution works when a landlord and tenant disagree over damage deductions in 2026/27, including evidence, the adjudication process, and worked outcomes.
Why UK buy-to-let mortgage rates run higher than residential mortgage rates in 2026/27, with a worked cost comparison and reasons behind the gap.
