From January 2025 UK crypto exchanges report user activity to HMRC. Here's how crypto is taxed — CGT, income tax on staking and airdrops, pooling rules, and what enforcement looks like in 2026
From April 2024 the UK aligned CGT on residential property and other assets at 18% basic / 24% higher. Side-by-side worked examples on a £40,000 share gain and a £40,000 BTL gain — same headline rate, different reliefs, different reporting deadlines.
Bed-and-ISA looks like a clever loophole — sell a holding, repurchase it inside your ISA, lock in tax-free growth. But the 30-day rule, frozen £3,000 CGT allowance and reduced dividend allowance change the maths. Here's what actually works in 2025/26.
Section 24, 5% SDLT surcharge, 24% CGT, vanishing CGT allowance, lower yields and tighter EPC rules — the maths on selling a BTL in 2026. A full worked example on a £250,000 property bought for £180,000.
The 2025/26 UK tax year ends 5 April 2026. Use-it-or-lose-it allowances: £20k ISA, £4k LISA, £60k pension, £3k CGT, £3k IHT gifts, Marriage Allowance backdate. Step-by-step checklist.
