Not regulated financial advice. CalcHub.uk is not authorised or regulated by the Financial Conduct Authority (FCA). Information is for general guidance only — consult a Chartered Tax Adviser, Chartered Accountant or FCA-authorised financial adviser before acting on tax, mortgage, investment or pension decisions.
All UK figures use the 2025/26 tax year and are cross-checked against gov.uk reference calculators within ±£1. See our methodology and sources for details.