Cash ISAs offer 4-5% with full capital protection. Stocks & Shares ISAs target 5-8% real long-term. The right choice depends on horizon, not preference. Full comparison with 2026 numbers.
Part 3 of our Spring Budget 2026 deep-dive — what the Chancellor announced for pension annual allowance, ISA limits, dividend allowance, savings interest taxation and the LISA. Worked examples included.
Your ISA allowance resets at midnight on 5 April. Here's the pre-deadline checklist — what to top up, what to switch, what to open, and the LISA pitfall to avoid.
