Salary sacrifice lets you swap pre-tax salary for benefits like pension contributions, EVs and bikes — saving income tax and NI. How it works, how much you save, the traps and what's left after the 2025 tightening.
Part 3 of our Spring Budget 2026 deep-dive — what the Chancellor announced for pension annual allowance, ISA limits, dividend allowance, savings interest taxation and the LISA. Worked examples included.