8 articles tagged with Defined Benefit.
How the tapered pension Annual Allowance catches NHS consultants after a big pay rise or Clinical Excellence Award — a worked 2026/27 example of how defined-benefit growth is tested against the £60,000 allowance.
UK law requires FCA-regulated financial advice before transferring a defined benefit pension worth over £30,000. Here's what triggers the rule, what it costs, and why you can't opt out.
Firefighters can belong to one of three pension schemes depending on when they joined, plus the McCloud remedy choice for affected years. Here's how contributions, accrual and retirement ages compare.
Judges in England and Wales are members of the Judicial Pension Scheme 2015 (or older legacy schemes), a career average defined benefit arrangement with distinct rules following remedy litigation. Here's how it works.
Final salary and career average pensions offer certainty but are vanishing from the private sector. Here is how to compare them with money purchase schemes.
Full guide to PPS 2015 CARE scheme: contribution tiers, accrual rate, McCloud remedy, early access reductions, and a worked take-home pay example.
Full guide to TPS 2026: CARE 1/54th accrual, contribution tiers 7.4–12.4%, employer 23.68%, normal pension age, McCloud remedy and opting out costs.
Three NHS pension schemes, the McCloud remedy, contribution tiers, and what a band 8a NHS worker actually gets at retirement. Everything you need to understand your NHS pension in 2026.
