3 articles tagged with Early Repayment Charge.
Porting lets you take your existing mortgage deal, including a fixed rate, with you to a new property instead of paying an early repayment charge. How it works, when the numbers don't add up, and what can still go wrong.
How early repayment charges work on a UK fixed-rate mortgage, when they apply, and how to work out whether paying one is worth it in 2026.
Paying an Early Repayment Charge to exit a high-rate fix early can save thousands — if the maths work. Here's the break-even calculation, current 2026 market rates, and when to wait instead.
