2 articles tagged with Equity Loan.
The Help to Buy equity loan scheme closed to new applicants in 2023, but hundreds of thousands of homeowners still owe one. Full repayment, interest and staircasing rules for 2026.
Help to Buy equity loans are interest-free for 5 years, then interest kicks in and repayment is based on your home's current value, not the original loan. Here's exactly how repayment mechanics work in 2026.