4 articles tagged with Expression of Wishes.
Unmarried couples miss out on ISA Additional Permitted Subscription, CGT-free asset transfers, and Inheritance Tax spousal exemption. Here's how to structure ISA and pension nominations, wills and expression of wishes forms to protect a partner who isn't legally entitled to any of it.
Unmarried partners have no automatic right to a deceased partner's pension — but they can be nominated as a death benefit beneficiary. Here's how a £180,000 pension pot is treated when left to a cohabiting partner, and why the age-75 rule matters more than marital status.
Pensions sit outside your estate. Expression of Wishes guides trustees on who gets your death benefits. Tax rules before and after age 75, IHT changes from 2027, and how to update nominations.
Death in service lump sums are usually outside the estate -- but post-2027 pension reforms change the IHT picture significantly. Here is what you need to know.
